When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.


Choose a payment plan that fits your budget

1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision. 

2. Choose how you pay 
Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments. You’ll never pay more than you agree to up front. 

3. Pay over time 
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Choose how you pay at your own pace.


Buying with Affirm is simple

Buy with confidence

Buying with Affirm is simple

Affirm tells you up front the total amount you’ll pay. That number will never go up.

You choose the payment plan that works for you. Our smart checkout gives you options.

Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Can I pay off my purchase early? 
Yes! There’s no penalty for paying early. 

How do I make my payments? 
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due. 

Can I return an item I bought with Affirm? 
Yes! Refunds are available in accordance with our refund policy.

Do you offer Affirm for any of your services other than training?  

At this time, we are only offering Affirm for dog-training and dog-training related payments.

Does checking my eligibility affect my credit score? 
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center. 

Do I need a mobile number to use Affirm? 
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in. 

Where can I learn more about Affirm? 
You can visit their website at affirm.com.